Chase Check Cashing: Everything You Need to Know

When it comes to cashing a check, going to a bank is often the best option. It’s fast, convenient, and secure. And if you have a Chase account, there’s no need to look further than your nearest Chase branch to cash a check. In this article, we’ll discuss everything you need to know about Chase check cashing.

Who Can Cash a Check at Chase?

Chase check cashing is available to anyone with a valid ID, regardless of whether or not they have a Chase account. However, if you have a Chase account, you will have additional check cashing options available to you.

What Types of Checks Can You Cash at Chase?

Chase will cash almost any type of check, including:

• Payroll checks
• Government checks
• Personal checks
• Money orders
• Cashier’s checks
• Traveler’s checks
• Savings bonds

However, there are a few types of checks that Chase will not cash, including:

• Checks that are more than 6 months old
• Third-party checks (checks made out to someone other than the person trying to cash them)
• Checks made out to businesses

How Do You Cash a Check at Chase?

There are a few different ways to cash a check at Chase:

• In-Person: Simply bring the check you want to cash, along with a valid ID, to your nearest Chase branch. You will need to fill out a deposit slip to receive your funds. If you are not a Chase customer, you may be charged a fee to cash your check.
• ATM: If you have a Chase ATM card, you can cash certain types of checks at any Chase ATM. Simply insert your card, select “deposit,” and follow the prompts.
• Mobile: If you have a Chase checking account and are enrolled in Chase’s mobile banking app, you can deposit your check using your smartphone. Simply take a photo of the front and back of your check, and follow the prompts to deposit your funds.

What Are the Fees for Chase Check Cashing?

Chase charges a fee for non-customers to cash a check, typically around $8. However, if you have a Chase account, you may be able to avoid this fee. Chase Premier Plus Checking and Chase Sapphire Checking account holders can cash a check of any amount for free. Chase Total Checking account holders can cash checks up to $2000 for free, while Chase High School Checking and Chase College Checking account holders can cash checks up to $500 for free.

Conclusion

Overall, if you need to cash a check, going to a Chase branch may be your best option. With a range of check cashing options and reasonable fees, Chase makes it easy to get your funds quickly and securely.